Visa Credit Card
Want a credit card that doesn’t charge you just to have it in your wallet? Give our Visa Platinum Rewards card a try.
The All4You FCU Visa Platinum Rewards Card has no annual fee, a 25-day grace period and no hidden charges. On top of that, it has a low fixed-rate based on your credit history, not a variable one that can change on you without notice.
We offer credit lines of up to $15,000, and you earn points toward Score Card RewardsOpens in New Window every time you make a purchase — one point for every dollar. You can use these to redeem for free gifts and travel certificates.
Repayment is easy too —you can view and pay your bill online, ask us for details. Why carry any other card?
Visa Credit Card Rates & Terms
| Annual Percentage Rate (APR) for Purchases | 7.99% - 18.00% Fixed APR* |
|---|---|
| Cash Advance APR | 7.99% - 18.00% Fixed APR* |
| Balance Transfer APR | 5.99% - 18.00% Fixed APR* |
| Penalty, Other APRs | None |
| How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance be the due date (Grace Period) each month. |
| Minimum Interest Due | If you are charged interest, the charges will be no less than $0.00. |
| For Credit Card Tips from the Federal Reserve Board | To learn more about factors to consider when applying for or using a credit card, visit the web site of the Federal Reserve BoardOpens in New Window |
| Annual Fees | None |
| Transaction Fee for Cash Advances | $1.00 |
| Balance transfer fee | None |
| Late-payment fee | Up to $20.00 |
| Return Payment Fee | $30.00 |
| Over-the-Credit-Limit Fee | None |
*Your APR is based on your individual credit files.
How We Will Calculate Your Balance: We use a method called "average daily balance"(including new purchases). *An explanation of this method is provided in your account agreement.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
