Personal Loans
Need a little money for a special purpose or looking to consolidate debt to a lower rate? You can borrow for just about anything with an All4You FCU personal loan.
Signature Loans
If you have good credit history, you can borrow up to $10,000 secured solely by your signature. Our low rates and terms up to 48 months make it easy to get the money you need without racking up expensive credit card debt.
Signature Loan Rates
| Term | APR* as low as |
|---|---|
| Up to 24 Months | 9.00%** |
| Up to 36 Months | 10.00% |
| Up to 48 Months | 11.00% |
| Up to 60 Months | 12.00% |
*APR = Annual Percentage Rate. Actual APR based on credit worthiness.**Rate requires Direct Deposit.
Share-Secured Loans
If you have funds in a share savings or certificate account that you don't need anytime soon, you can borrow against them for an even lower rate. A Share-Secured Loan is also a great option for someone with not-so-perfect credit, as no credit approval is required. You'll continue to accrue dividends on the savings or certificate account you use as collateral. Repayment terms can extend up to 120 months.
Share-Secured Loan Rates
| Term | APR* |
|---|---|
| Up to 120 Months | 4.00% |
*APR = Annual Percentage Rate. Actual APR based on credit worthiness.
Debt Consolidation
If you have high-rate credit card debt, you can pay it all off with a low-rate debt consolidation loan. Contact a loan officer to help you determine what the best solution for you will be.
Payday Alternative Loan
Ever considered a "Payday Loan" online or from one of those shops at the strip mall? Before you do that, try a Delaware Alliance FCU Payday Alternative Loan. It’s not designed to drain your wallet dry the way payday loans are.
Get up to $1,000 fast. Just $20 gets you your first loan, allowing you to borrow between $200 and $1,000 with a 28% APR for up to 6 months.*
Once you're established with a good repayment history, you'll become eligible to borrow more. You can borrow up to $2,000 with a 28% APR for up to 12 months.*
Additional advances are just $10, plus interest. Get your Payday Alternative Loan today and put the power of your membership to work for you.
Payday Alternative Loan Rates
| Term | APR* | Amount |
|---|---|---|
| Up to 12 Months | 28.00% | Up to $2,000 |
| 1-6 Months | 28.00% | $200 to $1,000 |
