If you want to avoid overdrawing your Checking Account, consider setting up a line of credit to protection yourself.
Should you overdraw your Checking Account, and advance will made to cover the overdraft amount. You then have up to 12 months to repay the borrowed funds at a minimum of $100 per month or 10% of the balance.
Overdraft Line of Credit Rates
Effective Sep 24, 2021
|Up to 12 Months||18.00%|